Most of the farms around Quakertown run on family labor. There’s not an HR department or an employer benefits package waiting at the end of your busy season. Farm families have to find health insurance that works for everybody who lives in the household.<\/p>\n
Working with specialists like the agents at R&R Insurance Group LLC will make it easier for you to focus on your crops instead of worrying about your medical bills.<\/p>\n
The Workers’ Compensation Act in Pennsylvania has a special exception for farm families. If a child under 18 or a spouse is working for the farm, they’re not treated like an employee unless you’ve filed a written employment contract with the Department of Labor and Industry.<\/p>\n
A sole proprietor also sits outside this system. When a family member gets hurt in the hay field, the health plan covers the medical side of it. Not workers comp.<\/p>\n
Pennie is PA’s official marketplace. You’ll be asked to provide your estimated net self-employment income for the year ahead. Not your income from last year. In farming life, coming up with that estimate can be challenging.<\/p>\n
But the application isn’t frozen once you submit it. All you have to do is update it when the numbers move so your file stays up to date with what the farm is actually doing<\/p>\n
The PA Children’s Health Insurance Program covers kids and teens who are uninsured and not eligible for Medical Assistance. This coverage is available up to age 19. A lot of farm families rule themselves out, thinking that they wouldn’t qualify. But it’s worth checking into.<\/p>\n
You don’t have to wait for a seasonal window to apply. Enrollment runs all year long through COMPASS. And just as important, pre-existing conditions aren’t grounds for exclusion.<\/p>\n
If your ground is preserved through the Bucks County Agricultural Land Preservation Program, it’s farmland forever. But the people who work on the land change. Your kid is going to turn 18 eventually. You or your spouse may get on Medicare.<\/p>\n
The team at R&R Insurance Group LLC can help you review your health insurance coverage to make sure your family stays healthy.<\/p>\n","protected":false},"excerpt":{"rendered":"
Most of the farms around Quakertown run on family labor. There’s not an HR department or an employer benefits package waiting at the end of your busy season. Farm families have to find health insurance that works for everybody who lives in the household. Working with specialists like the agents at R&R Insurance Group LLC […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[44,30,33,32,14],"class_list":["post-144","post","type-post","status-publish","format-standard","hentry","category-health-insurance","tag-health","tag-insurance","tag-pa","tag-quakertown","tag-rr-insurance-group-llc"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t