{"id":72,"date":"2023-10-20T04:00:00","date_gmt":"2023-10-20T10:00:00","guid":{"rendered":"https:\/\/www.rrinsurancepa.com\/blog\/?p=72"},"modified":"2023-11-01T02:22:26","modified_gmt":"2023-11-01T08:22:26","slug":"demystifying-health-insurance-2","status":"publish","type":"post","link":"https:\/\/www.rrinsurancepa.com\/blog\/demystifying-health-insurance-2\/","title":{"rendered":"Demystifying Health Insurance"},"content":{"rendered":"<p>Healthcare in the United States can get pretty expensive. That&#8217;s why you need health insurance, to pay off any medical bills you accrue&nbsp;due to illness or injury. It may seem confusing with all the legal mumbo-jumbo, but really it isn&#8217;t. What you really need to understand is that under the Affordable Care Act, there is a set of ten&nbsp;categories of services that health insurance plans&nbsp;must cover.&nbsp;<\/p>\n<h2>Health Insurance Services<\/h2>\n<h3>Ambulatory Patient Services&nbsp;<\/h3>\n<p>Health insurance will cover the bill if you need an ambulance.&nbsp;<\/p>\n<h3>Emergency Services<\/h3>\n<p>If you need to go to the emergency room, health insurance will take of most or all of the bills.&nbsp;<\/p>\n<h3>Hospitalization&nbsp;<\/h3>\n<p>If you need to stay in the hospital overnight or longer health insurance can help pay for this expense.&nbsp;<\/p>\n<h3>Maternity and Newborn Care<\/h3>\n<p>If you are pregnant or recently had a baby health insurance can help pay for the medical care you and the child need.&nbsp;<\/p>\n<h3>Mental Health and Substance Use Disorder&nbsp;<\/h3>\n<p>If you need rehab, psychological therapy or institutionalization for these illnesses health insurance can help pay for it.&nbsp;<\/p>\n<h3>Prescription Drugs<\/h3>\n<p>If you need medication to be prescribed for any ailment health insurance can pay all or most of your pharmacy bill.&nbsp;<\/p>\n<h3>Rehabilitative Services and Devices<\/h3>\n<p>If you need a cane, orthopedic shoes, or any mobility device health insurance can at least defray the cost.&nbsp;<\/p>\n<h3>Laboratory Services<\/h3>\n<p>If you need bloodworm, urinalysis, a CAT scan, or anything similar, health insurance can aid in paying that off.&nbsp;<\/p>\n<h3>Preventive and Wellness Services and Chronic Disease Management<\/h3>\n<p>Health insurance can pay for preventative measures and treat chronic diseases.<\/p>\n<h3>Pediatric Services<\/h3>\n<p>If your child needs health care, including vision and oral care, it can be paid off with health insurance.&nbsp;<\/p>\n<h3>R&amp;R Insurance Group LLC Serving Quakertown, PA<\/h3>\n<p>If you need health insurance and live in the Quakertown, PA area, then don&#8217;t hesitate to get in touch with R&amp;R Insurance Group LLC. We&#8217;ll do all we can to help you.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Healthcare in the United States can get pretty expensive. That&#8217;s why you need health insurance, to pay off any medical bills you accrue&nbsp;due to illness or injury. It may seem confusing with all the legal mumbo-jumbo, but really it isn&#8217;t. What you really need to understand is that under the Affordable Care Act, there is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[13,14],"class_list":["post-72","post","type-post","status-publish","format-standard","hentry","category-health-insurance","tag-quakertown-pa","tag-rr-insurance-group-llc"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Healthcare in the United States can get pretty expensive. 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