Motorcycle ownership can be exciting. To make the most of your bike, it is important to have the proper insurance in place. At R&R Insurance Group LLC, we can help you better understand your insurance options in Quakertown, PA, and the surrounding areas. Keep reading to learn more.
Who Needs Motorcycle Insurance?
Motorcycle insurance, like regular types of auto insurance, is required in order to operate your bike legally on the road. Insurance protects not only the investment you made in your bike, but it also protects you from expensive liability costs if you are in an accident that involves other people.
What Does Motorcycle Insurance Cover?
You can have your insurance policy customized to suit your particular needs, but in most cases, motorcycle insurance will provide the following type of coverage:
- Collision/comprehensive- If your bike is in an accident, this type of coverage will pay for the repairs or replacement of your bike. If your bike is stolen or damaged because of a fire or natural disaster, this type of coverage can also cover these expenses.
- Liability- Liability coverage will pay for any expenses that you might be held liable for if your bike is involved in an accident involving other vehicles. If another vehicle is damaged because of your bike, you will be held liable for those costs. If someone is injured in an accident, or injured because of your bike, you could be held liable for their medical bills and even for legal fees. This could leave you financially vulnerable. When you have the proper insurance in place, your own finances will be protected in the event that you are in an accident.
If you would like to learn more about motorcycle insurance or any of our other insurance products, please contact us at R&R Insurance Group LLC serving Quakertown, PA, and the surrounding areas.