Demystifying Health Insurance

Healthcare in the United States can get pretty expensive. That’s why you need health insurance, to pay off any medical bills you accrue due to illness or injury. It may seem confusing with all the legal mumbo-jumbo, but really it isn’t. What you really need to understand is that under the Affordable Care Act, there is a set of ten categories of services that health insurance plans must cover. 

Health Insurance Services

Ambulatory Patient Services 

Health insurance will cover the bill if you need an ambulance. 

Emergency Services

If you need to go to the emergency room, health insurance will take of most or all of the bills. 


If you need to stay in the hospital overnight or longer health insurance can help pay for this expense. 

Maternity and Newborn Care

If you are pregnant or recently had a baby health insurance can help pay for the medical care you and the child need. 

Mental Health and Substance Use Disorder 

If you need rehab, psychological therapy or institutionalization for these illnesses health insurance can help pay for it. 

Prescription Drugs

If you need medication to be prescribed for any ailment health insurance can pay all or most of your pharmacy bill. 

Rehabilitative Services and Devices

If you need a cane, orthopedic shoes, or any mobility device health insurance can at least defray the cost. 

Laboratory Services

If you need bloodworm, urinalysis, a CAT scan, or anything similar, health insurance can aid in paying that off. 

Preventive and Wellness Services and Chronic Disease Management

Health insurance can pay for preventative measures and treat chronic diseases.

Pediatric Services

If your child needs health care, including vision and oral care, it can be paid off with health insurance. 

R&R Insurance Group LLC Serving Quakertown, PA

If you need health insurance and live in the Quakertown, PA area, then don’t hesitate to get in touch with R&R Insurance Group LLC. We’ll do all we can to help you.