Boat Insurance FAQs

At R&R Insurance Group LLC, serving the greater Quakertown, PA region, we provide boat insurance to our new and long-term clients. When searching for the right insurance policy, many people have questions. Here are some frequently asked questions and answers to those questions regarding boat insurance.

Frequently Asked Questions

What types of boat insurance coverage are available?

There are several different types of coverage available that boaters can choose from; these include the following:

  • Liability coverage
  • Uninsured/underinsured boater coverage
  • Medical payments coverage
  • Comprehensive and collision coverage
  • Personal property coverage
  • Full replacement cost
  • Fuel spill coverage
  • Wreckage coverage

Is boat insurance required in Pennsylvania?

The state of Pennsylvania does not necessarily require boat insurance. However, if you are financing a boat, your lender might require you to have boat insurance. Even if your state does not require boat insurance, some marinas require proof of insurance before they let you dock your boat.

Who needs boat insurance?

It is a good idea to have insurance if you own a boat, lease a boat, or are financing one. If you are a regular boat user, boat insurance is a wise idea. It will give you peace of mind and protect your assets if you get into an accident.

What types of boats does insurance cover?

There are several types of boats that insurance covers. They can range from a simple canoe to a bigger boat, such as a yacht. Boat insurance has many options and can cover just about any type of boat or watercraft you can imagine. Although, you might want to check your policy to ensure your boat is covered.

Give Us A Call

We hope this answers some questions you might have about boat insurance. For more information, contact R&R Insurance Group LLC in Quakertown, PA.