At R&R Insurance Group LLC, serving the greater Quakertown, PA region, we provide boat insurance to our new and long-term clients. When searching for the right insurance policy, many people have questions. Here are some frequently asked questions and answers to those questions regarding boat insurance.

Frequently Asked Questions

What types of boat insurance coverage are available?

There are several different types of coverage available that boaters can choose from; these include the following:

• Liability coverage
• Uninsured/underinsured boater coverage
• Medical payments coverage
• Comprehensive and collision coverage
• Personal property coverage
• Full replacement cost
• Fuel spill coverage
• Wreckage coverage

Is boat insurance required in Pennsylvania?

The state of Pennsylvania does not necessarily require boat insurance. However, if you are financing a boat, your lender might require you to have boat insurance. Even if your state does not require boat insurance, some marinas require proof of insurance before they let you dock your boat.

Who needs boat insurance?

It is a good idea to have insurance if you own a boat, lease a boat, or are financing one. If you are a regular boat user, boat insurance is a wise idea. It will give you peace of mind and protect your assets if you get into an accident.

What types of boats does insurance cover?

There are several types of boats that insurance covers. They can range from a simple canoe to a bigger boat, such as a yacht. Boat insurance has many options and can cover just about any type of boat or watercraft you can imagine. Although, you might want to check your policy to ensure your boat is covered.

Give Us A Call

We hope this answers some questions you might have about boat insurance. For more information, contact R&R Insurance Group LLC in Quakertown, PA.

If you own a boat in Quakertown, PA, you may try to get away with not owning insurance, especially if your area doesn’t require it. While we understand that impulse, it is a bad one because boating insurance is a beneficial thing to own. If you’re not sure, here’s why we at R&R Insurance Group LLC always suggest high-quality and strong boating insurance to our many customers.

Reasons Why You Need Boat Insurance

If you’re still on the fence about why you need boat insurance, we came up with a few different reasons why these policies are so essential. Just a few reasons to get these policies include how they:

• Protect Your Craft – Did you know that your boating policy will pay for replacing or repairing your boat? It will, and you need to know how to take advantage of that fact.
• Avoid Lawsuits – When you crash your boat into somebody else, you might get sued. With a boat insurance policy, you can avoid difficult financial repercussions.
• Minimize Legal Concerns – If you take your boat to another area that does require boating insurance, a policy will protect you from getting impacted financially.

Try to identify a policy that covers all of your needs, such as adding medical care if you want to protect yourself from getting high medical bills after a serious injury.

Don’t Neglect Your Watercraft

Please don’t hesitate to contact us at R&R Insurance Group LLC if you need help finding boat insurance that makes sense for your needs. We serve Quakertown, PA and will work directly with owners to figure out a policy that makes sense. Our team feels comfortable working with many people and will do what they can to help you find a policy that fits your boating and financial needs.