Health insurance typically bundles multiple coverage options under one plan, but dental and vision insurance are often separate. Keeping dental and vision insurance separate from health insurance helps maintain lower and more affordable health insurance costs. This separation also allows individuals to explore purchasing dental or vision insurance independently. The team at R&R Insurance Group LLC is here to assist with any questions you may have.

Can You Purchase Dental and Vision Insurance Without Health Insurance?

Yes, you can. Dental and vision insurance are standalone plans, meaning you can purchase one or both independently of health insurance. However, it’s important to carefully review the details of these plans. For dental insurance, some plans cover only basic services, while others provide extensive coverage. Vision insurance plans can vary significantly, covering services such as eye exams, surgeries, prescription glasses, and contact lenses. Additionally, some providers offer combined dental and vision insurance plans, though the availability and specifics of these offerings differ by carrier.

Where Can You Buy Dental and Vision Insurance?

There are several ways to secure dental and vision insurance, including through Pennie or low-cost dental programs. Pennie is Pennsylvania’s health insurance marketplace. However, government guidelines classify dental and vision insurance as non-essential, so the options available through Pennie may be limited. If Pennie doesn’t meet your needs, we offer standalone dental and vision insurance plans for purchase.

Low-cost dental programs in Quakertown, PA, such as dental clinics and non-profit facilities, provide free or affordable dental services to uninsured and underinsured families. Alternatively, you can pay out of pocket for dental and vision care, but this can become expensive without insurance.

At R&R Insurance Group LLC, we make dental and vision coverage simple. Speak with one of our agents to discuss the coverage you need, and we’ll help you find carriers that meet or exceed your expectations. You can choose a plan that fits your needs and budget. For more information on dental and vision insurance, contact our office in Quakertown, PA.