Commercial trucking operations in Quakertown, PA, need comprehensive insurance to haul loads with peace of mind. It’s crucial to have riders in place that cover niche cargo and specialized truck transportation that an operation provides. At R&R Insurance Group LLC, we work diligently with owner-operators and freight hauling companies to ensure they are truly protected. These are four truck transportation riders worth considering. 

1: Motor Truck Cargo Coverage

Considered a key rider that is commonly used by for-hire commercial trucking outfits. It protects against losses stemming from damage, theft, and other types of losses. It is particularly valuable when independent truckers haul high-value cargo such as electronics.

2: Reefer Riders

Transporting perishable goods can earn freight haulers a higher profit margin. But when mechanical issues occur, goods can spoil as the temperature rises. Reefer breakdown coverage helps offset spoilage-related losses.

3: Bobtail Coverage

CDL professionals are sometimes surprised to learn their insurance may not cover losses that occur after they drop their loads. When using a power unit for personal reasons, truckers can be placed in a vulnerable position. Non-trucking liability, commonly referred to as bobtail coverage, ensures owner-operators and other commercial trucking operations remain fully covered at all times.

4: Gap Coverage

Fuel and a truck loan rank among a freight hauler’s largest expenses. In the event that the tractor is totaled in a collision, owners sometimes discover that their insurance doesn’t pay off the loan in full. By securing gap coverage, you won’t have to reach into your bank account because a gap rider makes up the difference.

Let’s Discuss Trucking Insurance Riders in Quakertown, PA

It’s essential for commercial trucking companies to consult an insurance professional to identify appropriate riders. We encourage Quakertown, PA, owners-operators and other truck transportation businesses to contact one of our experts at R&R Insurance Group LLC today.