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Investing in your business also means choosing insurance policies that are suitable for the coverage you need. Even if you’re a newer business owner, knowing what coverage your commercial auto insurance offers is crucial, especially if you use delivery vehicles (in fleets), or if you commute to and from work with the use of a commercial car or truck. At R&R Insurance Group LLC, serving Quakertown, PA, we work with clients to find commercial auto insurance solutions that provide maximum protection anytime you’re on the road.
Standard Commercial Liability Policies
With standard commercial liability policies, you’ll be covered for any damage or bodily injury you cause to others. However, liability insurance only does not cover any damage you’ve caused to your own vehicle or any medical issues and injuries you’ve sustained in a crash. If you want to increase the level of coverage you have, you’ll want to consider comprehensive coverage.
What Is Comprehensive Coverage?
Comprehensive commercial coverage provides even more protection than standard liability-only policies. It can protect against hurricanes, windstorms, and hail along with flooding and flash floods. Wildfire, smoke damage, falling trees, and debris in storms are also covered. Earthquakes (depending on your insurer), theft, vandalism, and glass breakage can all be covered with the right comprehensive insurance policy.
Owning and operating a business in or near Quakertown, PA, is a way for you to expand your reach in any industry you choose to work in and represent. However, in order to remain truly successful, you’ll want to find the best commercial auto insurance policies for any work vehicles or delivery fleets you’re managing. To learn more about commercial auto insurance solutions that are right for your business plan, consider contacting us here at R&R Insurance Group LLC so we can provide you with the consultation you need.
