Almost everyone benefits from having health insurance. You never know when you’ll be involved in an accident or come down with severe sickness, and having insurance can prove to be of the utmost value. Health insurance provides compensation for your medical bills and can also cover a loss of income in some situations. Keep reading to learn more about your healthcare options in Quakertown. PA or contact R&R Insurance Group LLC.
How to Get Healthcare?
Once you choose to get health insurance, you’ll need to consider your options. There are several ways to get a policy, each of which presents its own pros and cons. Here’s a look at four ways you can get insurance today.
Individual Health Insurance
You can buy a health insurance plan for yourself or your family from a health insurance company or through the Affordable Care Act marketplace. When you use this option to get health coverage, you don’t have to worry about being tied to a certain job. Since the insurance isn’t coming through your employer, you’re able to switch jobs and industries as much as you like without compromising your coverage benefits.
Medicare insurance provides a wide range of comprehensive coverage. You can only qualify for this type of insurance if you are over 65 years old. If you’re under 65, you must have a disability or suffer from ALS or end-stage renal disease.
Medicaid is available to those with low or no income. Certain individuals with low or no income automatically qualify for this type of insurance. These qualifying individuals include women who are pregnant, elderly adults, people with certain disabilities, and children.
An employer-sponsored health plan is chosen and paid for by your employer. Many employers allow you to insure yourself as well as your spouse and children through employer-sponsored plans. You may be responsible for a portion of the health plan premiums, but the employer usually pays the bulk of them.
Want to learn more about your healthcare options in Quakertown, PA? Contact R&R Insurance Group LLC today.