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Oftentimes, price is at the top of the list when people shop for auto insurance. Although affordable cost is important, there are other factors to consider when purchasing auto coverage. A well-rounded auto policy will cover your injuries and vehicle damage as well as that of others from accidents you cause. At R&R Insurance Group LLC, we can customize an auto policy to meet your driving needs in Quakertown, PA.
What to Consider When Purchasing Auto Insurance
Required Coverage
Most states require that drivers have minimum liability insurance and Pennsylvania is no exception. Liability insurance pays for damages to others in accidents that are your fault. As minimum liability insurance may not fully cover the damage caused by serious accidents, we recommend getting as much liability coverage as you can afford.
Value of Your Car
If you drive an expensive vehicle, you’ll want full protection to cover costly repairs in the event of an accident. Collision insurance covers damage to your vehicle caused by collisions. Comprehensive insurance pays for damage to your vehicle from non-collision causes such as inclement weather and vandalism. It also protects your car from theft.
Your Driving Habits
Your driving habits should be considered when getting auto insurance. If you spend a lot of time on the road or drive long distances, you’re at greater risk of an accident. In addition to liability, collision and comprehensive insurance, you may want to add uninsured motorist coverage to your policy to protect you against drivers who have insufficient coverage to pay for your damages.
Your Driving Experience
Inexperienced drivers are at greater risk of causing accidents and should have ample insurance to cover any eventuality.
Contact R&R Insurance Group for Quality Auto Coverage
For quality auto insurance to best meet your needs in the greater Quakertown, PA community, contact R&R Insurance Group LLC.
