Pennsylvania Motorbike Insurance Requirements

Any type of motorized conveyance in Pennsylvania requires liability insurance, which you can obtain from R&R Insurance Group LLC. If you operate a motorcycle in or around Quakertown, PA, you will need to purchase a bike policy that includes at least the following three coverage types at the specified minimum amounts:

  • Personal injury coverage in the amount of $15,000 for one person per accident
  • Personal injury coverage in the amount of $30,000 for all persons in an accident
  • Property damage coverage in the amount of $5,000 per accident.

These required coverages only protect the other drivers on the road. To protect your vehicle, you will need to add optional insurance. You can also increase the amounts of coverage of the three required insurance types.

Motorcycle Insurance Options

Purchasing insurance to protect your motorbike means buying collision and comprehensive coverage. These come separately, but you can add each to your overall motorcycle insurance policy. Collision provides funds to repair or replace your bike when it becomes damaged in an accident, even a single-vehicle accident. Comprehensive insurance protects your finances by paying for damages caused by acts of nature or person, such as hail storms, hurricanes, or vandalism.

Also, consider medical coverage, which some states refer to as personal injury protection (PIP). This type of coverage goes by other names in other states, but it covers your injuries regardless of who caused an accident. That means if a rider incurs injuries when a deer runs out in front of their bike, their medical coverage in their bike policy pays for their medical treatment.

Contact Us Today for Coverage

Call or email R&R Insurance Group LLC to update your motorcycle policy before hitting the road in Quakertown, PA. Let us help you protect your financial security.


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